This is how it works:
The Money Merge Account is a powerful tool to help you fulfill your dream of home ownership and saving money for your future. The average MMA customer will pay their 30-year mortgage off 100%, within 8 to 11 years, with little change to their day-to-day spending habits and without increasing their monthly mortgage payments.
The Money Merge Account is a powerful tool to help you fulfill your dream of home ownership and saving money for your future. The average MMA customer will pay their 30-year mortgage off 100%, within 8 to 11 years, with little change to their day-to-day spending habits and without increasing their monthly mortgage payments.
The Money Merge Account consists of three major components:
Your Existing Primary mortgage The existing mortgage on your home is the foundation for the Money Merge Account.
An Advanced Line of Credit (ALOC)
The MA Program uses an advanced equity line of credit as a vehicle or a tool to drive the program. The equity line of credit must have the capacity to operate similarly to a primary checking account and be set up with an open-end interest calculation (rather than a closed-end interest calculation). Combined with the MMA's web-based system, this creates a formula in which the money in your line of credit account generates an interest cancelation on your primar mortgage.
MMA software
The online MA system makes a connection between your bank account, the advanced line of credit, and your primary mortgage. Each time you deposit income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance, you now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down. The algorithms in the proprietary MA system are systematically programmed to create the highest interest savings possible in the least amount of time.
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The mathematical formulas and algorithms are complex. But this is no magic! It's "only" math!! – and MMA is guaranteed! If it doesn't deliver results, you get your money back...100% in writing guarantee.
